Website Terms and Conditions
These Terms and Conditions govern your access to and use of the Consolidated Insurance Brokers Limited website. By using this website, you agree to comply with these Terms and Conditions. If you do not agree, please discontinue use of the website.
1. About Us
Consolidated Insurance Brokers Limited is an independent insurance brokerage firm licensed under the Insurance Act of Kenya and regulated by the Insurance Regulatory Authority (IRA).
2. Website Use
You agree to use this website lawfully, responsibly, without interfering with its operation, without attempting unauthorized access and without introducing malicious software. You must not copy website content without permission, misrepresent information, use the website for fraudulent purposes or violate applicable laws.
3. Insurance Information
Information published on this website is intended for general informational purposes only. It does not constitute insurance, financial, legal or tax advice. Insurance recommendations are provided only after reviewing your individual circumstances.
4. Quotations
Insurance quotations are subject to underwriting, may change without notice, depend on information provided and do not constitute acceptance of insurance. Coverage only begins after acceptance by the insurer and payment of the applicable premium where required.
5. Claims
Submitting a claim through this website does not automatically guarantee settlement. All claims remain subject to policy terms, conditions, exclusions, underwriting requirements and insurer assessment.
6. Accuracy of Information
Users are responsible for ensuring that all information provided to us is accurate, complete, current and truthful. Failure to disclose material information may affect insurance coverage.
7. Intellectual Property
Unless otherwise stated, all website content including text, logos, graphics, images, icons, layouts, designs, documents and downloads is the intellectual property of Consolidated Insurance Brokers Limited and may not be reproduced without prior written permission.
8. Limitation of Liability
While reasonable efforts are made to ensure website accuracy, Consolidated Insurance Brokers Limited shall not be liable for website interruptions, technical failures, delays, inaccuracies, typographical errors, third-party content or loss arising from website use. Nothing in these Terms excludes liability where exclusion is prohibited by law.
9. Third-Party Links
Our website may include links to external websites provided solely for convenience. We do not endorse or accept responsibility for their content or privacy practices.
10. Data Protection
Personal information submitted through this website is processed in accordance with our Privacy Policy and applicable data protection laws.
11. Confidentiality
Information submitted through this website will be treated confidentially, subject to legal and regulatory obligations and disclosures necessary to provide our services.
12. Electronic Communications
By contacting us electronically, you agree that communications sent by email or through our website satisfy legal requirements for written communication where permitted by law.
13. Website Availability
We strive to keep our website available at all times but do not guarantee uninterrupted access. Maintenance, upgrades or circumstances beyond our control may occasionally affect availability.
14. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Republic of Kenya. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the Kenyan courts.
15. Amendments
Consolidated Insurance Brokers Limited reserves the right to modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of the updated Terms.
Contact Information
2nd Floor, Solar House, Opposite Co-operative House, P.O. Box 41564 – 00100, Nairobi CBD, Kenya. Telephone: +254 710 334 166 | +254 (20) 222 5191. Email: info@cibkenya.com