General Insurance


Motor Vehicle Insurance

Private& Commercial Vehicles: Indemnity against loss of or damage to and legal liability to third parties arising out of use of motor vehicles , motorcycles and special types or operated by the insured.

Home Insurance

Loss or damage to private dwelling houses and rent receivable / contents therein due to fire and lightning and other perils as specified in the policy. Cover extended to include malicious damage.

Student Accident Cover

Cash Benefit in respect of accidental death and / or injury including loss / damage to personal property in accordance with the benefits specified.

Travel Insurance

Indemnity against loss or damage to baggage, Personal Accident Insurance, Emergency Medical including riot, strike and malicious damage whilst on travel.

Personal Accident Cover

Covering all employees of the Insured against accidental death and/or injury in accordance with the benefits specified. Including contract, temporary, casual employees and students on attachment, on 24 hours basis.

Crop Insurance

Covering physical loss or damage to growing crop directly caused by drought, uncontrollable pest and diseases, hailstorm, flooding, fire and lightning, malicious damage, earthquake, riot and strike, explosion and windstorm.

Machinery Breakdown

Sudden and unforeseen damage to machinery whilst working, at rest or dismantling/erection for inspection or repair, excluding risks covered under fire and perils policy.

Professional Indemnity

Indemnity against legal liability to third parties arising Out of breach of professional duty through negligence, Error or omission by the Insured or any employees of the insured in the performance of their professional duties.

Fire & Peril Insurance

Loss or damage by fire, lightning, bush fire, earthquake fire and shock, explosion, storm, tempest, flood, overflowing and/or bursting of water pipes and tanks, aircraft impact, riots, strikes and civil commotion, malicious damage and spontaneous combustion.

Terrorism & Sabotage

Indemnity for direct physical loss or damage commencing during the policy period caused by acts of terrorism, sabotage, mutiny, insurrection, rebellion or coup d’état, strike, riot or civil commotion.

Marine Insurance

Indemnity against loss of or damage to property of the insured (including legal liabilities for general average and salvage where applicable) whilst in transit by means of the specified conveyances within the geographical limits and conditions specified in the policy.